Pirates of the Carribean in Theaters May 20th!

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Three Tips to Help You Sell Your Home…Fast

Whether you are relocating, purchasing a new property or simply needing to move ahead, it’s sometimes necessary to sell a home fast. Unfortunately, that is sometimes easier said than done, especially during a buyer’s market. There are however several steps that you can take to help move your property quickly. Continue reading

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Secrets to Buying Distressed Properties

The media is filled these days with news about distressed properties. Following is a tutorial on distressed properties to help you separate some of the fact from fiction: Continue reading

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Mortgage Glossary

adjustable-rate mortgage (ARM)
A mortgage that changes interest rate periodically based upon the changes in a specified index.

adjustment date
The date on which the interest rate changes for an adjustable-rate mortgage (ARM).

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Your Credit History

As part of the loan application process, virtually all lenders will want to see a copy of your credit report. The report will list all your long-term debts (credit cards, mortgage payments, automobile and student loans, etc), as well as your payment history. If you don’t have a copy of your credit report, most lenders will generally require you to pay for a copy when they process your loan application.

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